Dear esteemed colleagues and members,

It had been almost 3 weeks past the 2010 New Year celebration. What had you done in the past 18 days that could have made your life better?

Clarity Leads to Power

One of the thing I learned in Money & You Program is “Clarity Leads to Power”. As you may already know, if you failed to plan, you are planning to fail.

Take for example the subject of this email “Double The Income, Halves The Works”. …

continue reading "Resolution 2010: Double The Income, Halves The Works"

An edited version of a private mail:

A little concern business wise, “Show me the money” had always been what being said out of my investors mouth, throughout the years …

Just want to make sure and re-affirm some key points here:

1. CREATE VALUES - to our businesses, customers, investors, business partners and whoever involved in the business

2. Why money from market must use for re-invest into business? How money are used after businesses receive money from the market?

Refer: Who Get Paid First and Who Get Paid Last (http://howtze.blogspot.com/2008/06/who-gets-paid-first-and-who-gets-paid.html)

3. Why we should operate and leverage to the fullest?

公司并不一定是一个真实的实体，公司可以只是一些符合法律要求的文件，在政府注册后就被放在了律师的办公室里。公司并不意味着要有刻着公司名称的大楼、厂房和雇员，它可以只是一个没有灵魂的法律实体，但富人的财富在这里得到保护。
A Litte Notes about What Company May Be (http://howtze.blogspot.com/2008/02/blog-post_1663.html)

4. I think from this point onwards we need to be 严正看待生意，不能再走宽松政策.

Every dollar and cents count in business. Every second is money (time is money). I won’t mind spending $70 in Dome KLCC for just a supper,or spending time to yamcha for catch ups. But when it comes to business, we really need to calculate for EVERY SINGLE DOLLAR SPENT, WHAT IS THE ROI ?

And to your knowledge, it is the intangible assets and invisible investment that is overlooked or neglected by most people.

人脉就是钱脉，子弹不可以乱乱射!
几十块钱，几百块钱不是什么大数目，但是好几个、几十个几百块就是一笔可观的帐目。

Figures and cash flows (how money are collected and spent) tell a lot.
And make sure, whatever mistakes in previous businesses, don’t repeat (when you lose, don’t lose your lessons….).

As most of the articles are in blog format, I just re-arrange the topics in the sequence below:
What’s the Name of the Game?
The Rules of the Game
From KL to Shanghai
How Much Money is Enough ?
YOU Are the Golden Goose ! Are You ?
Assets & Liabilities
The Rich’s Playground
Part Time Business, NOT Part Time Job
This shall be able to give some guidance on “what should I do in order to be free?”.

This shall be the last part of ‘Path to Freedom’ that I can share with you.

The formula is simple:

Time Freedom -> Geographical Freedom -> Financial Freedom

First get your time freedom, then it is optional whether you would want your geographical freedom first or your financial freedom first.

Why geographical freedom?

continue reading "Part Time Business, NOT Part Time Job"

In markets, anything that “make sense” make money. It is your position in that particular game that determine how much you make. In general, as briefed in article “From KL to Shanghai” there are 4 key areas t make money.

Biz = Businesses
R.E. = Real Estates
P.A. = Paper Assets
V.P. = Virtual Properties

Let’s cover a very brief info in each of every section at the moment.

continue reading "The Rich’s Playground"

We had went through some keywords in previous article: YOU Are the Golden Goose! Are You? :
Active Income, Passive Income, Income Streams, Golden Goose, Cash Cow.

Before we go into The Rich’s Playground, some other important keywords here are:
Assets & Liabilities, Cashflow, ROI (Return on Investment), Leverage

continue reading "Assets & Liabilities"

If you don’t know how to LEVERAGE, you may be working your way too hard…..

continue reading "YOU Are the Golden Goose ! Are You ?"

Many people say they “need” a lot of money to solve their financial problems/needs.

I quoted the word “need” above because I think the more appopriate word to use is “want”.

How much is “a lot of money” to you? 500,000 ? 1 million ? 5 million ? The more the merrier ?

I say, we don’t need millions to get by our days.
(Matthew 6:26 :
Look at the birds in the sky. They don’t plant or harvest or gather food into barns, and yet your heavenly Father feeds them. You are more valuable than they are, aren’t you?)

Money is an idea, wealth is a habit. To further illustrate, let’s see some case studies.

continue reading "How Much Money is Enough ?"

If you decide to go to Shanghai from KL, there are MANY options for you to travel.

continue reading "From KL to Shanghai"

The first blog article What’s the name of the game? is just to raise some awareness.

Like it or not, we are living in a connected world, and is somehow a part of systems that exist around us.

In sports, whatever games we play, there is always rules to follow in order to win the game.

It’s the same everywhere else, in financial sectors, politics, educations etc.

To win the game, we have few options:

continue reading "The Rules of the Game"