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金钱是一种力量

金钱是一种力量。这种力量最普遍的体现在于它决定了大部分人工作的地点与上下班时间,甚至决定了他们什么时候可以吃午餐。

面对现实生活的逼迫,与挣钱过程中的压力,心酸或无奈,让许多人潜意识中排斥金钱,对金钱持有负面,消极,悲观甚至逃避的态度。

1。是不是潜意识中急于摆脱某种无形的压力与束缚,让人们更容易陷入金钱游戏陷阱中(快速致富诈骗,赌博,非法金钱游戏等)?

2。我尊重并欣赏一群即勤劳又老实的社会劳作者。他们对社会的贡献是值得敬重的。我所关注的是,除了正确的财务教育外(如:农民思想的智慧),是否可以有一个更好、更公平的社会财富/资源分配系统,既可以:

i。奖励为社会创造实体价值与贡献的人们,又可以
ii。减少甚至杜绝好逸恶劳,不事生产的寄生虫,以及
iii。避免权力集中,导致人为的、系统化地掌控,甚至欺压社会某一群体的现象出现

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“在钱出现之前,人类作为狩猎者漉浪,靠土地和大海为生。基本上,上帝和大自然提供了我们生存所需要的任何东西。但随着人类文明程度的提高,以及交易货物和服务的不方便,金钱变得越来越重要。今天,那些有能力“控制金钱”的人比仍在交换货物和服务的人更有力量。换句话说,钱接受了这场游戏(就是因为人们需要钱换回生活必需的货物和服务)。”
~ 给孩子力量,在给他们金钱以前
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少数能理解这个系统(支票货币和信用货币)的人,要么是对这个系统所产生的利润非常感兴趣,要么就是非常依赖这个系统的施舍(政治家),这个阶层的人是不会反对我们的。另一方面,绝大多数的人氏在智力上不足以理解基于这个系统所衍生出的资本所带来的巨大优势,他们将承受压迫而且毫无怨言,甚至一声都不会怀疑这个系统损害了他们的利益。 ~ Mayor Rothschild, 1863
The unfair advantage
http://howtze.blogspot.com/2009/07/unfair-advantage.html
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FREEDOM

Found this when browsing through old emails, one sent to good friends in October 1st, 2009:

Good Morning! It’s the first day of Oct 2009, and the first day of the last quarter of 2009.

What Have YOU Achieved The Last 90 Days that is making your life better, creating values to others and making the living in this Planet a wonderful thing ? (be it big or small, it counts)

I would like to recommend a good idea for you in our near mid-life (33 lor….) : F.R.E.E.D.O.M.

I am not going to sell you anything now, and the only thing you may “buy” is the idea to be a freeman, and it is FREE. :)

Financial Freedom, Time Freedom, Geographical Freedom.

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公共交通枢纽 (Public Transport System)

如果我们要成为先进国,一个完善的公共交通服务系统是必要的。在人口稠密的城市地区,类似新加坡、香港、日本等地的地铁与公共巴士系统能带来实质的高经济效益。

完善的公共交通枢纽有系统与有目的的把人口稠密住宅区、商业活动区与娱乐休闲区连接起来,达成一石多鸟的效益:
1。时间效益
2。环保
3。缓和城市交通拥挤
4。经济与金融效益

一个有效率和值得信赖的公共交通系统,不止让人们不用每天浪费时间在上下班的塞车时段(从而可以腾出更多时间从事有生产力的工作、陪伴家人或促进邻里关系),也顺道减轻塞车造成的精神与心理压力。

汽车使用量的减少,让市中心交通拥挤现象可以减低的同时,也减低整体碳排量(可能为未来货币单位铺路),为环保尽一份绵力。

经济与金融效益可以参考的资料:
铁路实际上是在一片土地打开一个通道,这些土地向各行各业的开发者出售,从而将各种各样的生产、加工、贸易活动集中到铁路沿线。正是这种商业活动创造了铁路运输的需求,而这种需求支付了铁路的建设成本和运作成本,并为铁路创造效益。这才是铁路金融的精华。

最重要的是:理论永远是靠人去实践的,实践理论的人有着自己的利益格局,如何将理论的目标与实践者的利益结合在一起,这是伟大的政治家与伟大的思想家之间重要的区别。

在现实社会中,实践从不按照理论的逻辑来发展,因为实践理论的人,永远遵循的是利益的游戏规则。理论对于实践的作用,必须通过符合实践理论的人群所墨守的利益游戏规则才能得以真正实现。

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Show Me The Money

An edited version of a private mail:

A little concern business wise, “Show me the money” had always been what being said out of my investors mouth, throughout the years … :D

Just want to make sure and re-affirm some key points here:

1. CREATE VALUES - to our businesses, customers, investors, business partners and whoever involved in the business

2. Why money from market must use for re-invest into business? How money are used after businesses receive money from the market?

Refer: Who Get Paid First and Who Get Paid Last (http://howtze.blogspot.com/2008/06/who-gets-paid-first-and-who-gets-paid.html)

3. Why we should operate and leverage to the fullest?

公司并不一定是一个真实的实体,公司可以只是一些符合法律要求的文件,在政府注册后就被放在了律师的办公室里。公司并不意味着要有刻着公司名称的大楼、厂房和雇员,它可以只是一个没有灵魂的法律实体,但富人的财富在这里得到保护。
A Litte Notes about What Company May Be (http://howtze.blogspot.com/2008/02/blog-post_1663.html)

4. I think from this point onwards we need to be 严正看待生意,不能再走宽松政策. ;)

Every dollar and cents count in business. Every second is money (time is money). I won’t mind spending $70 in Dome KLCC for just a supper,or spending time to yamcha for catch ups. But when it comes to business, we really need to calculate for EVERY SINGLE DOLLAR SPENT, WHAT IS THE ROI ?

And to your knowledge, it is the intangible assets and invisible investment that is overlooked or neglected by most people.

人脉就是钱脉,子弹不可以乱乱射!
几十块钱,几百块钱不是什么大数目,但是好几个、几十个几百块就是一笔可观的帐目。

Figures and cash flows (how money are collected and spent) tell a lot.
And make sure, whatever mistakes in previous businesses, don’t repeat (when you lose, don’t lose your lessons….).

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Part Time Business, NOT Part Time Job

This shall be the last part of ‘Path to Freedom’ that I can share with you.

The formula is simple:

Time Freedom -> Geographical Freedom -> Financial Freedom

First get your time freedom, then it is optional whether you would want your geographical freedom first or your financial freedom first.

Why geographical freedom?

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The Rich’s Playground

In markets, anything that “make sense” make money. It is your position in that particular game that determine how much you make. In general, as briefed in article “From KL to Shanghai” there are 4 key areas t make money.

Biz = Businesses
R.E. = Real Estates
P.A. = Paper Assets
V.P. = Virtual Properties

Let’s cover a very brief info in each of every section at the moment.

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